About: Truth in Savings Act

Facets (new session)
Description
Metadata
Settings
- Rule:
- Inverse Functional Properties:
- "Same As":

About: Truth in Savings Act Goto Sponge NotDistinct Permalink

An Entity of Type : yago:YagoPermanentlyLocatedEntity, within Data Space : dbpedia.org associated with source document(s)
QRcode icon

http://dbpedia.org/describe/?url=http%3A%2F%2Fdbpedia.org%2Fresource%2FTruth_in_Savings_Act

The Truth in Savings Act (TISA) is a United States federal law that was passed on December 19, 1991. It was part of the larger Federal Deposit Insurance Corporation Improvement Act of 1991 and is implemented by Regulation DD. It established uniformity in the disclosure of terms and conditions regarding interest and fees when giving out information on or opening a new savings account. On passing this law, the US Congress noted that it would help promote economic stability, competition between depository institutions, and allow the consumer to make informed decisions.

Attributes	Values
rdf:type	yago:WikicatSavingsAndLoanCrisis yago:Abstraction100002137 yago:Act100030358 yago:Action100037396 yago:CivilLaw108453464 yago:Collection107951464 yago:Economy100192613 yago:Event100029378 yago:Group100031264 yago:Law108441203 yago:Legislation106535222 yago:PsychologicalFeature100023100 yago:YagoPermanentlyLocatedEntity
rdfs:label	Truth in Savings Act (en)
rdfs:comment	The Truth in Savings Act (TISA) is a United States federal law that was passed on December 19, 1991. It was part of the larger Federal Deposit Insurance Corporation Improvement Act of 1991 and is implemented by Regulation DD. It established uniformity in the disclosure of terms and conditions regarding interest and fees when giving out information on or opening a new savings account. On passing this law, the US Congress noted that it would help promote economic stability, competition between depository institutions, and allow the consumer to make informed decisions. (en)
dcterms:subject	Savings and loan crisis Federal Deposit Insurance Corporation United States federal banking legislation 102nd United States Congress 1991 in American politics 1991 in economics 1991 in law 1991 in the United States
Wikipage page ID	6711460 (xsd:integer)
Wikipage revision ID	1103004663 (xsd:integer)
Link from a Wikipage to another Wikipage	Savings and loan crisis Federal Deposit Insurance Corporation United States federal banking legislation Democratic Party (United States) Annual percentage yield United States United States Congress United States Senate Committee on Banking, Housing, and Urban Affairs 102nd United States Congress Neighbourhood 1991 in American politics 1991 in economics 1991 in law 1991 in the United States George H. W. Bush Certificate of deposit Truth in Lending Act Federal Deposit Insurance Corporation Improvement Act of 1991 Title 12 of the United States Code Donald W. Riegle, Jr. Interest Michigan
Link from a Wikipage to an external page	http://thomas.loc.gov/cgi-bin/bdquery/z%3Fd102:SN00543:@@@R http://www.gpo.gov/fdsys/pkg/STATUTE-105/pdf/STATUTE-105-Pg2236.pdf http://www.govtrack.us/congress/votes/102-1991/s279 http://www.fdic.gov/regulations/laws/rules/6500-3400.html
sameAs	Truth in Savings Act Truth in Savings Act Truth in Savings Act Truth in Savings Act
title amended	12 (xsd:integer)
dbp:wikiPageUsesTemplate	dbt:Short_description dbt:USBill dbt:Usstat dbt:Bank_regulation_in_the_United_States dbt:Infobox_U.S._legislation dbt:George_H._W._Bush dbt:Usc-title-chap
cite public law	102 (xsd:integer)
cite statutes at large	aka 105 Stat. 2334 (en)
conferencedate	1991-11-27 (xsd:date)
effective date	1991-12-19 (xsd:date)
introducedby	Donald W. Riegle, Jr. (en)
introduceddate	1991-03-05 (xsd:date)
introducedin	Senate (en)
passedbody	House (en) Senate (en)
passeddate	1991-11-21 (xsd:date) 1991-11-23 (xsd:date) 1991-11-27 (xsd:date)
passedvote	68 (xsd:integer) passed voice vote (en) agreed voice vote (en)
public law url	http://www.gpo.gov/fdsys/pkg/STATUTE-105/pdf/STATUTE-105-Pg2236.pdf
shorttitle	Truth in Savings Act (en)
signeddate	1991-12-19 (xsd:date)
signedpresident	George H. W. Bush
committees	United States Senate Committee on Banking, Housing, and Urban Affairs
enacted by	102 (xsd:integer)
nickname	Bank Enterprise Act of 1991 (en)
has abstract	The Truth in Savings Act (TISA) is a United States federal law that was passed on December 19, 1991. It was part of the larger Federal Deposit Insurance Corporation Improvement Act of 1991 and is implemented by Regulation DD. It established uniformity in the disclosure of terms and conditions regarding interest and fees when giving out information on or opening a new savings account. On passing this law, the US Congress noted that it would help promote economic stability, competition between depository institutions, and allow the consumer to make informed decisions. The Truth in Savings Act requires the clear and uniform disclosure of rates of interest (annual percentage yield or APY) and the fees that are associated with the account so that the consumer is able to make a meaningful comparison between potential accounts. For example, a customer opening a certificate of deposit account must be provided with information about ladder rates (smaller interest rates with smaller deposits) and penalty fees for early withdrawal of a portion or all of the funds. The Act is only applicable to deposit accounts that are held by a "natural person" for personal, household, or family use. Accounts owned by businesses or organizations such as churches and neighborhood associations are not subject to these rules. (en)
leghisturl	http://thomas.loc.gov/cgi-bin/bdquery/z%3Fd102:SN00543:@@@R
longtitle	An Act to reform Federal deposit insurance, protect the deposit insurance funds, recapitalize the Bank Insurance Fund, improve supervision and regulation of insured depository institutions, and for other purposes. (en)
othershorttitles	(en) Foreign Bank Supervision Enhancement Act of 1991 (en) Qualified Thrift Lender Reform Act of 1991 (en) Federal Deposit Insurance Corporation Improvement Act of 1991 (en)
sections created	§ 4301 (en)
gold:hypernym	United
prov:wasDerivedFrom	wikipedia-en:Truth_in_Savings_Act?oldid=1103004663&ns=0
page length (characters) of wiki page	5454 (xsd:nonNegativeInteger)
foaf:isPrimaryTopicOf	wikipedia-en:Truth_in_Savings_Act
is Link from a Wikipage to another Wikipage of	Annual percentage yield Certificate of deposit Truth in Lending Act

Faceted Search & Find service v1.17_git139 as of Feb 29 2024

Alternative Linked Data Documents: ODE Content Formats:

RDF

ODATA

Microdata

About

OpenLink Virtuoso version 08.03.3330 as of Mar 19 2024, on Linux (x86_64-generic-linux-glibc212), Single-Server Edition (61 GB total memory, 40 GB memory in use)
Data on this page belongs to its respective rights holders.
Virtuoso Faceted Browser Copyright © 2009-2024 OpenLink Software