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About: Retirement planning     Goto   Sponge   NotDistinct   Permalink

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Retirement planning, in a financial context, refers to the allocation of savings or revenue for retirement. The goal of retirement planning is to achieve financial independence. The process of retirement planning aims to: * Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire * Identify actions to improve readiness-to-retire * Acquire financial planning knowledge * Encourage saving practices