The 2012 Belk Bowl was a post-season American college football bowl game held on December 27, 2012, at Bank of America Stadium in Charlotte, North Carolina in the United States. The eleventh edition of the Belk Bowl began at 6:30 p.m. EST and aired on ESPN. It featured the Big East Conference co-champion Cincinnati Bearcats against the Duke Blue Devils from the Atlantic Coast Conference (ACC), and was the final game of the 2012 NCAA Division I FBS football season for both teams. The Bearcats accepted their invitation after achieving a 9–3 record in the regular season, while the Blue Devils accepted theirs after achieving a 6–6 record. This was the first Belk Bowl for both teams.